Cost of Living: Rochester, NY vs Concord, CA (2026)

Rochester

New York
61
VS

Concord

California
187

Rochester is 67% cheaper than Concord.

$1,039/mo ↓ 53%
Median Rent
$2,226/mo ↑ 114%
$46,628/yr ↓ 57%
Median Income
$109,195/yr ↑ 134%
$120,600 ↓ 84%
Home Value
$755,900 ↑ 527%
$1,009/mo ↓ 56%
Owner Costs
$2,284/mo ↑ 126%
209,720
Population
124,260

Tax Comparison

10.9%
Income Tax
13.3%
4.0%
State Sales Tax
7.25%
1.62%
Property Tax
0.71%

Affordability

26.7%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Rochester, NY and Concord, CA, the overall cost of living indices are 61 and 187 respectively (national median = 100). Rent is $1,187/month cheaper in Rochester, saving renters about $14,244/year.

Median household income is $62,567/year higher in Concord. Home values also differ significantly — the median in Rochester is $120,600 compared to $755,900 in Concord.

New York has a lower income tax rate, making Rochester slightly more tax-friendly.

Frequently Asked Questions

Rochester vs Concord — common questions

Is Rochester or Concord cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 187 (US average = 100).
What is the rent difference between Rochester and Concord?
Median rent in Rochester is $1,039/month and in Concord it's $2,226/month — a difference of $1,187/month.
Which city has higher income, Rochester or Concord?
Median household income is $46,628 in Rochester and $109,195 in Concord. Median household income is $62,567/year higher in Concord.
How do taxes compare between New York and California?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Rochester or Concord?
It depends on your priorities. Rochester has a cost index of 61 with median rent of $1,039/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rochester details → View Concord details →

More Comparisons

Other cost of living comparisons for Rochester and Concord

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