Cost of Living: Rochester, NY vs Montgomery, AL (2026)

Rochester

New York
61
VS

Montgomery

Alabama
64

Rochester is 5% cheaper than Montgomery.

$1,039/mo ↓ 2%
Median Rent
$1,059/mo ↑ 2%
$46,628/yr ↓ 16%
Median Income
$55,687/yr ↑ 19%
$120,600 ↓ 19%
Home Value
$148,500 ↑ 23%
$1,009/mo ↓ 1%
Owner Costs
$1,023/mo ↑ 1%
209,720
Population
198,440

Tax Comparison

10.9%
Income Tax
5.0%
4.0%
State Sales Tax
4.0%
1.62%
Property Tax
0.41%

Affordability

26.7%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Rochester, NY and Montgomery, AL, the overall cost of living indices are 61 and 64 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $9,059/year higher in Montgomery. Home values also differ significantly — the median in Rochester is $120,600 compared to $148,500 in Montgomery.

Alabama has a lower income tax rate, making Montgomery slightly more tax-friendly.

Frequently Asked Questions

Rochester vs Montgomery — common questions

Is Rochester or Montgomery cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 64 (US average = 100).
What is the rent difference between Rochester and Montgomery?
Median rent in Rochester is $1,039/month and in Montgomery it's $1,059/month — a difference of $20/month.
Which city has higher income, Rochester or Montgomery?
Median household income is $46,628 in Rochester and $55,687 in Montgomery. Median household income is $9,059/year higher in Montgomery.
How do taxes compare between New York and Alabama?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax.
Should I move to Rochester or Montgomery?
It depends on your priorities. Rochester has a cost index of 61 with median rent of $1,039/mo, while Montgomery has a cost index of 64 with rent of $1,059/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rochester details → View Montgomery details →

More Comparisons

Other cost of living comparisons for Rochester and Montgomery

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