Cost of Living: Rochester, NY vs Roseville, CA (2026)

Rochester

New York
61
VS

Roseville

California
168

Rochester is 64% cheaper than Roseville.

$1,039/mo ↓ 51%
Median Rent
$2,099/mo ↑ 102%
$46,628/yr ↓ 60%
Median Income
$117,354/yr ↑ 152%
$120,600 ↓ 81%
Home Value
$630,600 ↑ 423%
$1,009/mo ↓ 55%
Owner Costs
$2,226/mo ↑ 121%
209,720
Population
152,438

Tax Comparison

10.9%
Income Tax
13.3%
4.0%
State Sales Tax
7.25%
1.62%
Property Tax
0.71%

Affordability

26.7%
rent-to-income
Affordability
21.5%
rent-to-income

Detailed Comparison

When comparing Rochester, NY and Roseville, CA, the overall cost of living indices are 61 and 168 respectively (national median = 100). Rent is $1,060/month cheaper in Rochester, saving renters about $12,720/year.

Median household income is $70,726/year higher in Roseville. Home values also differ significantly — the median in Rochester is $120,600 compared to $630,600 in Roseville.

New York has a lower income tax rate, making Rochester slightly more tax-friendly.

Frequently Asked Questions

Rochester vs Roseville — common questions

Is Rochester or Roseville cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 168 (US average = 100).
What is the rent difference between Rochester and Roseville?
Median rent in Rochester is $1,039/month and in Roseville it's $2,099/month — a difference of $1,060/month.
Which city has higher income, Rochester or Roseville?
Median household income is $46,628 in Rochester and $117,354 in Roseville. Median household income is $70,726/year higher in Roseville.
How do taxes compare between New York and California?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Rochester or Roseville?
It depends on your priorities. Rochester has a cost index of 61 with median rent of $1,039/mo, while Roseville has a cost index of 168 with rent of $2,099/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rochester details → View Roseville details →

More Comparisons

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