Cost of Living: Rochester, NY vs Santa Maria, CA (2026)

Rochester

New York
61
VS

Santa Maria

California
137

Rochester is 55% cheaper than Santa Maria.

$1,039/mo ↓ 44%
Median Rent
$1,842/mo ↑ 77%
$46,628/yr ↓ 45%
Median Income
$84,617/yr ↑ 81%
$120,600 ↓ 75%
Home Value
$478,200 ↑ 297%
$1,009/mo ↓ 44%
Owner Costs
$1,789/mo ↑ 77%
209,720
Population
109,880

Tax Comparison

10.9%
Income Tax
13.3%
4.0%
State Sales Tax
7.25%
1.62%
Property Tax
0.71%

Affordability

26.7%
rent-to-income
Affordability
26.1%
rent-to-income

Detailed Comparison

When comparing Rochester, NY and Santa Maria, CA, the overall cost of living indices are 61 and 137 respectively (national median = 100). Rent is $803/month cheaper in Rochester, saving renters about $9,636/year.

Median household income is $37,989/year higher in Santa Maria. Home values also differ significantly — the median in Rochester is $120,600 compared to $478,200 in Santa Maria.

New York has a lower income tax rate, making Rochester slightly more tax-friendly.

Frequently Asked Questions

Rochester vs Santa Maria — common questions

Is Rochester or Santa Maria cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 137 (US average = 100).
What is the rent difference between Rochester and Santa Maria?
Median rent in Rochester is $1,039/month and in Santa Maria it's $1,842/month — a difference of $803/month.
Which city has higher income, Rochester or Santa Maria?
Median household income is $46,628 in Rochester and $84,617 in Santa Maria. Median household income is $37,989/year higher in Santa Maria.
How do taxes compare between New York and California?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Rochester or Santa Maria?
It depends on your priorities. Rochester has a cost index of 61 with median rent of $1,039/mo, while Santa Maria has a cost index of 137 with rent of $1,842/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rochester details → View Santa Maria details →

More Comparisons

Other cost of living comparisons for Rochester and Santa Maria

Rochester vs. Frisco Rochester vs. Fayetteville Rochester vs. Moreno Valley Rochester vs. Yonkers Rochester vs. Fontana Rochester vs. Cape Coral Santa Maria vs. Ventura Santa Maria vs. Sugar Land Santa Maria vs. Temecula Santa Maria vs. Greeley Santa Maria vs. Costa Mesa Santa Maria vs. South Fulton