Cost of Living: Rochester, NY vs Tempe, AZ (2026)

Rochester

New York
61
VS

Tempe

Arizona
120

Rochester is 49% cheaper than Tempe.

$1,039/mo ↓ 36%
Median Rent
$1,623/mo ↑ 56%
$46,628/yr ↓ 40%
Median Income
$77,643/yr ↑ 67%
$120,600 ↓ 71%
Home Value
$421,900 ↑ 250%
$1,009/mo ↓ 35%
Owner Costs
$1,554/mo ↑ 54%
209,720
Population
186,419

Tax Comparison

10.9%
Income Tax
2.5%
4.0%
State Sales Tax
5.6%
1.62%
Property Tax
0.62%

Affordability

26.7%
rent-to-income
Affordability
25.1%
rent-to-income

Detailed Comparison

When comparing Rochester, NY and Tempe, AZ, the overall cost of living indices are 61 and 120 respectively (national median = 100). Rent is $584/month cheaper in Rochester, saving renters about $7,008/year.

Median household income is $31,015/year higher in Tempe. Home values also differ significantly — the median in Rochester is $120,600 compared to $421,900 in Tempe.

Arizona has a lower income tax rate, making Tempe slightly more tax-friendly.

Frequently Asked Questions

Rochester vs Tempe — common questions

Is Rochester or Tempe cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 120 (US average = 100).
What is the rent difference between Rochester and Tempe?
Median rent in Rochester is $1,039/month and in Tempe it's $1,623/month — a difference of $584/month.
Which city has higher income, Rochester or Tempe?
Median household income is $46,628 in Rochester and $77,643 in Tempe. Median household income is $31,015/year higher in Tempe.
How do taxes compare between New York and Arizona?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Rochester or Tempe?
It depends on your priorities. Rochester has a cost index of 61 with median rent of $1,039/mo, while Tempe has a cost index of 120 with rent of $1,623/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rochester details → View Tempe details →

More Comparisons

Other cost of living comparisons for Rochester and Tempe

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