Cost of Living: Rochester, NY vs Tyler, TX (2026)

Rochester

New York
61
VS

Tyler

Texas
79

Rochester is 23% cheaper than Tyler.

$1,039/mo ↓ 13%
Median Rent
$1,199/mo ↑ 15%
$46,628/yr ↓ 29%
Median Income
$65,527/yr ↑ 41%
$120,600 ↓ 44%
Home Value
$216,400 ↑ 79%
$1,009/mo ↓ 14%
Owner Costs
$1,170/mo ↑ 16%
209,720
Population
107,718

Tax Comparison

10.9%
Income Tax
0%
4.0%
State Sales Tax
6.25%
1.62%
Property Tax
1.6%

Affordability

26.7%
rent-to-income
Affordability
22.0%
rent-to-income

Detailed Comparison

When comparing Rochester, NY and Tyler, TX, the overall cost of living indices are 61 and 79 respectively (national median = 100). Rent is $160/month cheaper in Rochester, saving renters about $1,920/year.

Median household income is $18,899/year higher in Tyler. Home values also differ significantly — the median in Rochester is $120,600 compared to $216,400 in Tyler.

Texas has no state income tax, giving Tyler residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Rochester vs Tyler — common questions

Is Rochester or Tyler cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 79 (US average = 100).
What is the rent difference between Rochester and Tyler?
Median rent in Rochester is $1,039/month and in Tyler it's $1,199/month — a difference of $160/month.
Which city has higher income, Rochester or Tyler?
Median household income is $46,628 in Rochester and $65,527 in Tyler. Median household income is $18,899/year higher in Tyler.
How do taxes compare between New York and Texas?
New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Rochester or Tyler?
It depends on your priorities. Rochester has a cost index of 61 with median rent of $1,039/mo, while Tyler has a cost index of 79 with rent of $1,199/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rochester details → View Tyler details →

More Comparisons

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