Rochester, NY vs Waco, TX: 61 vs 72

$1,039/mo ↓ 5%

Median Rent

$1,098/mo ↑ 6%

$46,628/yr ↓ 9%

Median Income

$51,468/yr ↑ 10%

$120,600 ↓ 40%

Home Value

$199,600 ↑ 66%

$1,009/mo ↓ 8%

Owner Costs

$1,094/mo ↑ 8%

209,720

Population

141,925

Detailed Comparison

When comparing Rochester, NY and Waco, TX, the overall cost of living indices are 61 and 72 respectively (national median = 100). Rent is $59/month cheaper in Rochester, saving renters about $708/year.

Median household income is $4,840/year higher in Waco. Home values also differ significantly — the median in Rochester is $120,600 compared to $199,600 in Waco.

Texas has no state income tax, giving Waco residents a significant tax advantage over New York's 10.9% rate.

Frequently Asked Questions

Rochester vs Waco — common questions

Is Rochester or Waco cheaper to live in?

Based on our cost index, Rochester is cheaper to live in with an index of 61 compared to 72 (US average = 100).

What is the rent difference between Rochester and Waco?

Median rent in Rochester is $1,039/month and in Waco it's $1,098/month — a difference of $59/month.

Which city has higher income, Rochester or Waco?

Median household income is $46,628 in Rochester and $51,468 in Waco. Median household income is $4,840/year higher in Waco.

How do taxes compare between New York and Texas?

New York has 10.9% income tax, 4.0% sales tax, and 1.62% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.

Should I move to Rochester or Waco?

It depends on your priorities. Rochester has a cost index of 61 with median rent of $1,039/mo, while Waco has a cost index of 72 with rent of $1,098/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.

Cost of Living: Rochester, NY vs Waco, TX (2026)

Rochester

Waco

Tax Comparison

Affordability

Detailed Comparison

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