Cost of Living: Rockford, IL vs Spring Hill, FL (2026)

Rockford

Illinois
57
VS

Spring Hill

Florida
85

Rockford is 33% cheaper than Spring Hill.

$954/mo ↓ 27%
Median Rent
$1,301/mo ↑ 36%
$53,328/yr ↓ 20%
Median Income
$66,557/yr ↑ 25%
$120,900 ↓ 51%
Home Value
$248,400 ↑ 105%
$947/mo ↓ 18%
Owner Costs
$1,153/mo ↑ 22%
147,649
Population
118,814

Tax Comparison

4.95%
Income Tax
0%
6.25%
State Sales Tax
6.0%
2.07%
Property Tax
0.86%

Affordability

21.5%
rent-to-income
Affordability
23.5%
rent-to-income

Detailed Comparison

When comparing Rockford, IL and Spring Hill, FL, the overall cost of living indices are 57 and 85 respectively (national median = 100). Rent is $347/month cheaper in Rockford, saving renters about $4,164/year.

Median household income is $13,229/year higher in Spring Hill. Home values also differ significantly — the median in Rockford is $120,900 compared to $248,400 in Spring Hill.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Rockford vs Spring Hill — common questions

Is Rockford or Spring Hill cheaper to live in?
Based on our cost index, Rockford is cheaper to live in with an index of 57 compared to 85 (US average = 100).
What is the rent difference between Rockford and Spring Hill?
Median rent in Rockford is $954/month and in Spring Hill it's $1,301/month — a difference of $347/month.
Which city has higher income, Rockford or Spring Hill?
Median household income is $53,328 in Rockford and $66,557 in Spring Hill. Median household income is $13,229/year higher in Spring Hill.
How do taxes compare between Illinois and Florida?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Rockford or Spring Hill?
It depends on your priorities. Rockford has a cost index of 57 with median rent of $954/mo, while Spring Hill has a cost index of 85 with rent of $1,301/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Rockford details → View Spring Hill details →

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