Cost of Living: Roseville, CA vs Naperville, IL (2026)

Roseville

California
168
VS

Naperville

Illinois
147

Roseville is 14% more expensive than Naperville.

$2,099/mo ↑ 13%
Median Rent
$1,852/mo ↓ 12%
$117,354/yr ↓ 22%
Median Income
$150,937/yr ↑ 29%
$630,600 ↑ 24%
Home Value
$509,900 ↓ 19%
$2,226/mo ↑ 3%
Owner Costs
$2,161/mo ↓ 3%
152,438
Population
149,424

Tax Comparison

13.3%
Income Tax
4.95%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
2.07%

Affordability

21.5%
rent-to-income
Affordability
14.7%
rent-to-income

Detailed Comparison

When comparing Roseville, CA and Naperville, IL, the overall cost of living indices are 168 and 147 respectively (national median = 100). Rent is $247/month cheaper in Naperville, saving renters about $2,964/year.

Median household income is $33,583/year higher in Naperville. Home values also differ significantly — the median in Roseville is $630,600 compared to $509,900 in Naperville.

Illinois has a lower income tax rate, making Naperville slightly more tax-friendly.

Frequently Asked Questions

Roseville vs Naperville — common questions

Is Roseville or Naperville cheaper to live in?
Based on our cost index, Naperville is cheaper to live in with an index of 147 compared to 168 (US average = 100).
What is the rent difference between Roseville and Naperville?
Median rent in Roseville is $2,099/month and in Naperville it's $1,852/month — a difference of $247/month.
Which city has higher income, Roseville or Naperville?
Median household income is $117,354 in Roseville and $150,937 in Naperville. Median household income is $33,583/year higher in Naperville.
How do taxes compare between California and Illinois?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Roseville or Naperville?
It depends on your priorities. Roseville has a cost index of 168 with median rent of $2,099/mo, while Naperville has a cost index of 147 with rent of $1,852/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Roseville details → View Naperville details →

More Comparisons

Other cost of living comparisons for Roseville and Naperville

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