Cost of Living: Roseville, CA vs Richardson, TX (2026)

Roseville

California
168
VS

Richardson

Texas
128

Roseville is 31% more expensive than Richardson.

$2,099/mo ↑ 15%
Median Rent
$1,825/mo ↓ 13%
$117,354/yr ↑ 22%
Median Income
$96,257/yr ↓ 18%
$630,600 ↑ 55%
Home Value
$405,600 ↓ 36%
$2,226/mo ↑ 24%
Owner Costs
$1,796/mo ↓ 19%
152,438
Population
118,269

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

21.5%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing Roseville, CA and Richardson, TX, the overall cost of living indices are 168 and 128 respectively (national median = 100). Rent is $274/month cheaper in Richardson, saving renters about $3,288/year.

Median household income is $21,097/year higher in Roseville. Home values also differ significantly — the median in Roseville is $630,600 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Roseville vs Richardson — common questions

Is Roseville or Richardson cheaper to live in?
Based on our cost index, Richardson is cheaper to live in with an index of 128 compared to 168 (US average = 100).
What is the rent difference between Roseville and Richardson?
Median rent in Roseville is $2,099/month and in Richardson it's $1,825/month — a difference of $274/month.
Which city has higher income, Roseville or Richardson?
Median household income is $117,354 in Roseville and $96,257 in Richardson. Median household income is $21,097/year higher in Roseville.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Roseville or Richardson?
It depends on your priorities. Roseville has a cost index of 168 with median rent of $2,099/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Roseville details → View Richardson details →

More Comparisons

Other cost of living comparisons for Roseville and Richardson

Roseville vs. Hollywood Roseville vs. Charleston Roseville vs. Sunnyvale Roseville vs. Bellevue Roseville vs. Springfield Roseville vs. Escondido Richardson vs. Billings Richardson vs. Cambridge Richardson vs. Wilmington Richardson vs. North Charleston Richardson vs. Spring Hill Richardson vs. Clearwater