Cost of Living: Roseville, CA vs Surprise, AZ (2026)

Roseville

California
168
VS

Surprise

Arizona
126

Roseville is 33% more expensive than Surprise.

$2,099/mo ↑ 9%
Median Rent
$1,917/mo ↓ 9%
$117,354/yr ↑ 26%
Median Income
$93,371/yr ↓ 20%
$630,600 ↑ 59%
Home Value
$396,000 ↓ 37%
$2,226/mo ↑ 40%
Owner Costs
$1,587/mo ↓ 29%
152,438
Population
149,519

Tax Comparison

13.3%
Income Tax
2.5%
7.25%
State Sales Tax
5.6%
0.71%
Property Tax
0.62%

Affordability

21.5%
rent-to-income
Affordability
24.6%
rent-to-income

Detailed Comparison

When comparing Roseville, CA and Surprise, AZ, the overall cost of living indices are 168 and 126 respectively (national median = 100). Rent is $182/month cheaper in Surprise, saving renters about $2,184/year.

Median household income is $23,983/year higher in Roseville. Home values also differ significantly — the median in Roseville is $630,600 compared to $396,000 in Surprise.

Arizona has a lower income tax rate, making Surprise slightly more tax-friendly.

Frequently Asked Questions

Roseville vs Surprise — common questions

Is Roseville or Surprise cheaper to live in?
Based on our cost index, Surprise is cheaper to live in with an index of 126 compared to 168 (US average = 100).
What is the rent difference between Roseville and Surprise?
Median rent in Roseville is $2,099/month and in Surprise it's $1,917/month — a difference of $182/month.
Which city has higher income, Roseville or Surprise?
Median household income is $117,354 in Roseville and $93,371 in Surprise. Median household income is $23,983/year higher in Roseville.
How do taxes compare between California and Arizona?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Arizona has 2.5% income tax, 5.6% sales tax, and 0.62% property tax.
Should I move to Roseville or Surprise?
It depends on your priorities. Roseville has a cost index of 168 with median rent of $2,099/mo, while Surprise has a cost index of 126 with rent of $1,917/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Roseville details → View Surprise details →

More Comparisons

Other cost of living comparisons for Roseville and Surprise

Roseville vs. Hollywood Roseville vs. Charleston Roseville vs. Sunnyvale Roseville vs. Bellevue Roseville vs. Springfield Roseville vs. Escondido Surprise vs. Joliet Surprise vs. Naperville Surprise vs. Jackson Surprise vs. Pasadena Surprise vs. Escondido Surprise vs. Mesquite