Cost of Living: Roseville, CA vs Waco, TX (2026)

Roseville

California
168
VS

Waco

Texas
72

Roseville is 133% more expensive than Waco.

$2,099/mo ↑ 91%
Median Rent
$1,098/mo ↓ 48%
$117,354/yr ↑ 128%
Median Income
$51,468/yr ↓ 56%
$630,600 ↑ 216%
Home Value
$199,600 ↓ 68%
$2,226/mo ↑ 103%
Owner Costs
$1,094/mo ↓ 51%
152,438
Population
141,925

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

21.5%
rent-to-income
Affordability
25.6%
rent-to-income

Detailed Comparison

When comparing Roseville, CA and Waco, TX, the overall cost of living indices are 168 and 72 respectively (national median = 100). Rent is $1,001/month cheaper in Waco, saving renters about $12,012/year.

Median household income is $65,886/year higher in Roseville. Home values also differ significantly — the median in Roseville is $630,600 compared to $199,600 in Waco.

Texas has no state income tax, giving Waco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Roseville vs Waco — common questions

Is Roseville or Waco cheaper to live in?
Based on our cost index, Waco is cheaper to live in with an index of 72 compared to 168 (US average = 100).
What is the rent difference between Roseville and Waco?
Median rent in Roseville is $2,099/month and in Waco it's $1,098/month — a difference of $1,001/month.
Which city has higher income, Roseville or Waco?
Median household income is $117,354 in Roseville and $51,468 in Waco. Median household income is $65,886/year higher in Roseville.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Roseville or Waco?
It depends on your priorities. Roseville has a cost index of 168 with median rent of $2,099/mo, while Waco has a cost index of 72 with rent of $1,098/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Roseville details → View Waco details →

More Comparisons

Other cost of living comparisons for Roseville and Waco

Roseville vs. Hollywood Roseville vs. Charleston Roseville vs. Sunnyvale Roseville vs. Bellevue Roseville vs. Springfield Roseville vs. Escondido Waco vs. Visalia Waco vs. Fullerton Waco vs. Thornton Waco vs. Metairie Waco vs. Torrance Waco vs. Orange