Cost of Living: Round Rock, TX vs Cambridge, MA (2026)

Round Rock

Texas
122
VS

Cambridge

Massachusetts
239

Round Rock is 49% cheaper than Cambridge.

$1,713/mo ↓ 38%
Median Rent
$2,742/mo ↑ 60%
$97,187/yr ↓ 23%
Median Income
$126,469/yr ↑ 30%
$383,700 ↓ 63%
Home Value
$1,040,500 ↑ 171%
$1,781/mo ↓ 32%
Owner Costs
$2,634/mo ↑ 48%
124,288
Population
117,794

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

21.2%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Round Rock, TX and Cambridge, MA, the overall cost of living indices are 122 and 239 respectively (national median = 100). Rent is $1,029/month cheaper in Round Rock, saving renters about $12,348/year.

Median household income is $29,282/year higher in Cambridge. Home values also differ significantly — the median in Round Rock is $383,700 compared to $1,040,500 in Cambridge.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Round Rock vs Cambridge — common questions

Is Round Rock or Cambridge cheaper to live in?
Based on our cost index, Round Rock is cheaper to live in with an index of 122 compared to 239 (US average = 100).
What is the rent difference between Round Rock and Cambridge?
Median rent in Round Rock is $1,713/month and in Cambridge it's $2,742/month — a difference of $1,029/month.
Which city has higher income, Round Rock or Cambridge?
Median household income is $97,187 in Round Rock and $126,469 in Cambridge. Median household income is $29,282/year higher in Cambridge.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Round Rock or Cambridge?
It depends on your priorities. Round Rock has a cost index of 122 with median rent of $1,713/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Round Rock details → View Cambridge details →

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