Cost of Living: Round Rock, TX vs Clearwater, FL (2026)

Round Rock

Texas
122
VS

Clearwater

Florida
105

Round Rock is 16% more expensive than Clearwater.

$1,713/mo ↑ 11%
Median Rent
$1,539/mo ↓ 10%
$97,187/yr ↑ 51%
Median Income
$64,440/yr ↓ 34%
$383,700 ↑ 18%
Home Value
$326,100 ↓ 15%
$1,781/mo ↑ 26%
Owner Costs
$1,411/mo ↓ 21%
124,288
Population
117,075

Tax Comparison

0%
Income Tax
0%
6.25%
State Sales Tax
6.0%
1.6%
Property Tax
0.86%

Affordability

21.2%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Round Rock, TX and Clearwater, FL, the overall cost of living indices are 122 and 105 respectively (national median = 100). Rent is $174/month cheaper in Clearwater, saving renters about $2,088/year.

Median household income is $32,747/year higher in Round Rock. Home values also differ significantly — the median in Round Rock is $383,700 compared to $326,100 in Clearwater.

Frequently Asked Questions

Round Rock vs Clearwater — common questions

Is Round Rock or Clearwater cheaper to live in?
Based on our cost index, Clearwater is cheaper to live in with an index of 105 compared to 122 (US average = 100).
What is the rent difference between Round Rock and Clearwater?
Median rent in Round Rock is $1,713/month and in Clearwater it's $1,539/month — a difference of $174/month.
Which city has higher income, Round Rock or Clearwater?
Median household income is $97,187 in Round Rock and $64,440 in Clearwater. Median household income is $32,747/year higher in Round Rock.
How do taxes compare between Texas and Florida?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Round Rock or Clearwater?
It depends on your priorities. Round Rock has a cost index of 122 with median rent of $1,713/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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