Cost of Living: Round Rock, TX vs Independence, MO (2026)

Round Rock

Texas
122
VS

Independence

Missouri
67

Round Rock is 82% more expensive than Independence.

$1,713/mo ↑ 61%
Median Rent
$1,061/mo ↓ 38%
$97,187/yr ↑ 63%
Median Income
$59,480/yr ↓ 39%
$383,700 ↑ 131%
Home Value
$166,400 ↓ 57%
$1,781/mo ↑ 70%
Owner Costs
$1,046/mo ↓ 41%
124,288
Population
121,944

Tax Comparison

0%
Income Tax
4.95%
6.25%
State Sales Tax
4.225%
1.6%
Property Tax
0.93%

Affordability

21.2%
rent-to-income
Affordability
21.4%
rent-to-income

Detailed Comparison

When comparing Round Rock, TX and Independence, MO, the overall cost of living indices are 122 and 67 respectively (national median = 100). Rent is $652/month cheaper in Independence, saving renters about $7,824/year.

Median household income is $37,707/year higher in Round Rock. Home values also differ significantly — the median in Round Rock is $383,700 compared to $166,400 in Independence.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Missouri's 4.95% rate.

Frequently Asked Questions

Round Rock vs Independence — common questions

Is Round Rock or Independence cheaper to live in?
Based on our cost index, Independence is cheaper to live in with an index of 67 compared to 122 (US average = 100).
What is the rent difference between Round Rock and Independence?
Median rent in Round Rock is $1,713/month and in Independence it's $1,061/month — a difference of $652/month.
Which city has higher income, Round Rock or Independence?
Median household income is $97,187 in Round Rock and $59,480 in Independence. Median household income is $37,707/year higher in Round Rock.
How do taxes compare between Texas and Missouri?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Missouri has 4.95% income tax, 4.225% sales tax, and 0.93% property tax.
Should I move to Round Rock or Independence?
It depends on your priorities. Round Rock has a cost index of 122 with median rent of $1,713/mo, while Independence has a cost index of 67 with rent of $1,061/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Round Rock details → View Independence details →

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