Cost of Living: Round Rock, TX vs Lowell, MA (2026)

Round Rock

Texas
122
VS

Lowell

Massachusetts
119

Round Rock is 3% more expensive than Lowell.

$1,713/mo ↑ 7%
Median Rent
$1,603/mo ↓ 6%
$97,187/yr ↑ 28%
Median Income
$76,205/yr ↓ 22%
$383,700 ↓ 3%
Home Value
$395,100 ↑ 3%
$1,781/mo ↑ 7%
Owner Costs
$1,672/mo ↓ 6%
124,288
Population
114,799

Tax Comparison

0%
Income Tax
9.0%
6.25%
State Sales Tax
6.25%
1.6%
Property Tax
1.15%

Affordability

21.2%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Round Rock, TX and Lowell, MA, the overall cost of living indices are 122 and 119 respectively (national median = 100). Rent is $110/month cheaper in Lowell, saving renters about $1,320/year.

Median household income is $20,982/year higher in Round Rock. Home values also differ significantly — the median in Round Rock is $383,700 compared to $395,100 in Lowell.

Texas has no state income tax, giving Round Rock residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Round Rock vs Lowell — common questions

Is Round Rock or Lowell cheaper to live in?
Based on our cost index, Lowell is cheaper to live in with an index of 119 compared to 122 (US average = 100).
What is the rent difference between Round Rock and Lowell?
Median rent in Round Rock is $1,713/month and in Lowell it's $1,603/month — a difference of $110/month.
Which city has higher income, Round Rock or Lowell?
Median household income is $97,187 in Round Rock and $76,205 in Lowell. Median household income is $20,982/year higher in Round Rock.
How do taxes compare between Texas and Massachusetts?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Round Rock or Lowell?
It depends on your priorities. Round Rock has a cost index of 122 with median rent of $1,713/mo, while Lowell has a cost index of 119 with rent of $1,603/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Round Rock details → View Lowell details →

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