Cost of Living: Sacramento, CA vs Cape Coral, FL (2026)

Sacramento

California
132
VS

Cape Coral

Florida
114

Sacramento is 16% more expensive than Cape Coral.

$1,694/mo ↓ 3%
Median Rent
$1,751/mo ↑ 3%
$83,753/yr ↑ 10%
Median Income
$76,062/yr ↓ 9%
$484,600 ↑ 43%
Home Value
$339,200 ↓ 30%
$1,752/mo ↑ 15%
Owner Costs
$1,523/mo ↓ 13%
524,802
Population
206,387

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

24.3%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing Sacramento, CA and Cape Coral, FL, the overall cost of living indices are 132 and 114 respectively (national median = 100). Rent is $57/month cheaper in Sacramento, saving renters about $684/year.

Median household income is $7,691/year higher in Sacramento. Home values also differ significantly — the median in Sacramento is $484,600 compared to $339,200 in Cape Coral.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Sacramento vs Cape Coral — common questions

Is Sacramento or Cape Coral cheaper to live in?
Based on our cost index, Cape Coral is cheaper to live in with an index of 114 compared to 132 (US average = 100).
What is the rent difference between Sacramento and Cape Coral?
Median rent in Sacramento is $1,694/month and in Cape Coral it's $1,751/month — a difference of $57/month.
Which city has higher income, Sacramento or Cape Coral?
Median household income is $83,753 in Sacramento and $76,062 in Cape Coral. Median household income is $7,691/year higher in Sacramento.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Sacramento or Cape Coral?
It depends on your priorities. Sacramento has a cost index of 132 with median rent of $1,694/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Sacramento details → View Cape Coral details →

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