Cost of Living: Sacramento, CA vs Frisco, TX (2026)

Sacramento

California
132
VS

Frisco

Texas
162

Sacramento is 19% cheaper than Frisco.

$1,694/mo ↓ 11%
Median Rent
$1,902/mo ↑ 12%
$83,753/yr ↓ 43%
Median Income
$146,158/yr ↑ 75%
$484,600 ↓ 19%
Home Value
$595,400 ↑ 23%
$1,752/mo ↓ 27%
Owner Costs
$2,389/mo ↑ 36%
524,802
Population
210,238

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

24.3%
rent-to-income
Affordability
15.6%
rent-to-income

Detailed Comparison

When comparing Sacramento, CA and Frisco, TX, the overall cost of living indices are 132 and 162 respectively (national median = 100). Rent is $208/month cheaper in Sacramento, saving renters about $2,496/year.

Median household income is $62,405/year higher in Frisco. Home values also differ significantly — the median in Sacramento is $484,600 compared to $595,400 in Frisco.

Texas has no state income tax, giving Frisco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Sacramento vs Frisco — common questions

Is Sacramento or Frisco cheaper to live in?
Based on our cost index, Sacramento is cheaper to live in with an index of 132 compared to 162 (US average = 100).
What is the rent difference between Sacramento and Frisco?
Median rent in Sacramento is $1,694/month and in Frisco it's $1,902/month — a difference of $208/month.
Which city has higher income, Sacramento or Frisco?
Median household income is $83,753 in Sacramento and $146,158 in Frisco. Median household income is $62,405/year higher in Frisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Sacramento or Frisco?
It depends on your priorities. Sacramento has a cost index of 132 with median rent of $1,694/mo, while Frisco has a cost index of 162 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Sacramento details → View Frisco details →

More Comparisons

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Sacramento vs. Tucson Sacramento vs. Kansas City Sacramento vs. Fresno Sacramento vs. Mesa Sacramento vs. Albuquerque Sacramento vs. Atlanta Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers