Cost of Living: Sacramento, CA vs Oxnard, CA (2026)

Sacramento

California
132
VS

Oxnard

California
159

Sacramento is 17% cheaper than Oxnard.

$1,694/mo ↓ 14%
Median Rent
$1,962/mo ↑ 16%
$83,753/yr ↓ 10%
Median Income
$93,372/yr ↑ 11%
$484,600 ↓ 22%
Home Value
$617,800 ↑ 27%
$1,752/mo ↓ 11%
Owner Costs
$1,976/mo ↑ 13%
524,802
Population
201,014

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.3%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing Sacramento, CA and Oxnard, CA, the overall cost of living indices are 132 and 159 respectively (national median = 100). Rent is $268/month cheaper in Sacramento, saving renters about $3,216/year.

Median household income is $9,619/year higher in Oxnard. Home values also differ significantly — the median in Sacramento is $484,600 compared to $617,800 in Oxnard.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Sacramento vs Oxnard — common questions

Is Sacramento or Oxnard cheaper to live in?
Based on our cost index, Sacramento is cheaper to live in with an index of 132 compared to 159 (US average = 100).
What is the rent difference between Sacramento and Oxnard?
Median rent in Sacramento is $1,694/month and in Oxnard it's $1,962/month — a difference of $268/month.
Which city has higher income, Sacramento or Oxnard?
Median household income is $83,753 in Sacramento and $93,372 in Oxnard. Median household income is $9,619/year higher in Oxnard.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Sacramento or Oxnard?
It depends on your priorities. Sacramento has a cost index of 132 with median rent of $1,694/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Sacramento details → View Oxnard details →

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