Cost of Living: Sacramento, CA vs Rancho Cucamonga, CA (2026)

Sacramento

California
132
VS

Rancho Cucamonga

California
182

Sacramento is 27% cheaper than Rancho Cucamonga.

$1,694/mo ↓ 26%
Median Rent
$2,286/mo ↑ 35%
$83,753/yr ↓ 24%
Median Income
$109,511/yr ↑ 31%
$484,600 ↓ 30%
Home Value
$694,400 ↑ 43%
$1,752/mo ↓ 25%
Owner Costs
$2,324/mo ↑ 33%
524,802
Population
174,693

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

24.3%
rent-to-income
Affordability
25.0%
rent-to-income

Detailed Comparison

When comparing Sacramento, CA and Rancho Cucamonga, CA, the overall cost of living indices are 132 and 182 respectively (national median = 100). Rent is $592/month cheaper in Sacramento, saving renters about $7,104/year.

Median household income is $25,758/year higher in Rancho Cucamonga. Home values also differ significantly — the median in Sacramento is $484,600 compared to $694,400 in Rancho Cucamonga.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Sacramento vs Rancho Cucamonga — common questions

Is Sacramento or Rancho Cucamonga cheaper to live in?
Based on our cost index, Sacramento is cheaper to live in with an index of 132 compared to 182 (US average = 100).
What is the rent difference between Sacramento and Rancho Cucamonga?
Median rent in Sacramento is $1,694/month and in Rancho Cucamonga it's $2,286/month — a difference of $592/month.
Which city has higher income, Sacramento or Rancho Cucamonga?
Median household income is $83,753 in Sacramento and $109,511 in Rancho Cucamonga. Median household income is $25,758/year higher in Rancho Cucamonga.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Sacramento or Rancho Cucamonga?
It depends on your priorities. Sacramento has a cost index of 132 with median rent of $1,694/mo, while Rancho Cucamonga has a cost index of 182 with rent of $2,286/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Sacramento details → View Rancho Cucamonga details →

More Comparisons

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