Cost of Living: San Antonio, TX vs Billings, MT (2026)

San Antonio

Texas
82
VS

Billings

Montana
86

San Antonio is 5% cheaper than Billings.

$1,258/mo ↑ 15%
Median Rent
$1,097/mo ↓ 13%
$62,917/yr ↓ 12%
Median Income
$71,855/yr ↑ 14%
$219,700 ↓ 30%
Home Value
$311,800 ↑ 42%
$1,235/mo ↑ 5%
Owner Costs
$1,177/mo ↓ 5%
1,458,954
Population
118,321

Tax Comparison

0%
Income Tax
6.75%
6.25%
State Sales Tax
0%
1.6%
Property Tax
0.74%

Affordability

24.0%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing San Antonio, TX and Billings, MT, the overall cost of living indices are 82 and 86 respectively (national median = 100). Rent is $161/month cheaper in Billings, saving renters about $1,932/year.

Median household income is $8,938/year higher in Billings. Home values also differ significantly — the median in San Antonio is $219,700 compared to $311,800 in Billings.

Texas has no state income tax, giving San Antonio residents a significant tax advantage over Montana's 6.75% rate.

Frequently Asked Questions

San Antonio vs Billings — common questions

Is San Antonio or Billings cheaper to live in?
Based on our cost index, San Antonio is cheaper to live in with an index of 82 compared to 86 (US average = 100).
What is the rent difference between San Antonio and Billings?
Median rent in San Antonio is $1,258/month and in Billings it's $1,097/month — a difference of $161/month.
Which city has higher income, San Antonio or Billings?
Median household income is $62,917 in San Antonio and $71,855 in Billings. Median household income is $8,938/year higher in Billings.
How do taxes compare between Texas and Montana?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to San Antonio or Billings?
It depends on your priorities. San Antonio has a cost index of 82 with median rent of $1,258/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Antonio details → View Billings details →

More Comparisons

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