Cost of Living: San Antonio, TX vs Montgomery, AL (2026)

San Antonio

Texas
82
VS

Montgomery

Alabama
64

San Antonio is 28% more expensive than Montgomery.

$1,258/mo ↑ 19%
Median Rent
$1,059/mo ↓ 16%
$62,917/yr ↑ 13%
Median Income
$55,687/yr ↓ 11%
$219,700 ↑ 48%
Home Value
$148,500 ↓ 32%
$1,235/mo ↑ 21%
Owner Costs
$1,023/mo ↓ 17%
1,458,954
Population
198,440

Tax Comparison

0%
Income Tax
5.0%
6.25%
State Sales Tax
4.0%
1.6%
Property Tax
0.41%

Affordability

24.0%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing San Antonio, TX and Montgomery, AL, the overall cost of living indices are 82 and 64 respectively (national median = 100). Rent is $199/month cheaper in Montgomery, saving renters about $2,388/year.

Median household income is $7,230/year higher in San Antonio. Home values also differ significantly — the median in San Antonio is $219,700 compared to $148,500 in Montgomery.

Texas has no state income tax, giving San Antonio residents a significant tax advantage over Alabama's 5.0% rate.

Frequently Asked Questions

San Antonio vs Montgomery — common questions

Is San Antonio or Montgomery cheaper to live in?
Based on our cost index, Montgomery is cheaper to live in with an index of 64 compared to 82 (US average = 100).
What is the rent difference between San Antonio and Montgomery?
Median rent in San Antonio is $1,258/month and in Montgomery it's $1,059/month — a difference of $199/month.
Which city has higher income, San Antonio or Montgomery?
Median household income is $62,917 in San Antonio and $55,687 in Montgomery. Median household income is $7,230/year higher in San Antonio.
How do taxes compare between Texas and Alabama?
Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax. Alabama has 5.0% income tax, 4.0% sales tax, and 0.41% property tax.
Should I move to San Antonio or Montgomery?
It depends on your priorities. San Antonio has a cost index of 82 with median rent of $1,258/mo, while Montgomery has a cost index of 64 with rent of $1,059/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Antonio details → View Montgomery details →

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