Cost of Living: San Bernardino, CA vs Cape Coral, FL (2026)

San Bernardino

California
109
VS

Cape Coral

Florida
114

San Bernardino is 4% cheaper than Cape Coral.

$1,433/mo ↓ 18%
Median Rent
$1,751/mo ↑ 22%
$63,988/yr ↓ 16%
Median Income
$76,062/yr ↑ 19%
$384,900 ↑ 13%
Home Value
$339,200 ↓ 12%
$1,478/mo ↓ 3%
Owner Costs
$1,523/mo ↑ 3%
221,774
Population
206,387

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

26.9%
rent-to-income
Affordability
27.6%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Cape Coral, FL, the overall cost of living indices are 109 and 114 respectively (national median = 100). Rent is $318/month cheaper in San Bernardino, saving renters about $3,816/year.

Median household income is $12,074/year higher in Cape Coral. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $339,200 in Cape Coral.

Florida has no state income tax, giving Cape Coral residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Bernardino vs Cape Coral — common questions

Is San Bernardino or Cape Coral cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 114 (US average = 100).
What is the rent difference between San Bernardino and Cape Coral?
Median rent in San Bernardino is $1,433/month and in Cape Coral it's $1,751/month — a difference of $318/month.
Which city has higher income, San Bernardino or Cape Coral?
Median household income is $63,988 in San Bernardino and $76,062 in Cape Coral. Median household income is $12,074/year higher in Cape Coral.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to San Bernardino or Cape Coral?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Cape Coral has a cost index of 114 with rent of $1,751/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Cape Coral details →

More Comparisons

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