Cost of Living: San Bernardino, CA vs Concord, CA (2026)

San Bernardino

California
109
VS

Concord

California
187

San Bernardino is 42% cheaper than Concord.

$1,433/mo ↓ 36%
Median Rent
$2,226/mo ↑ 55%
$63,988/yr ↓ 41%
Median Income
$109,195/yr ↑ 71%
$384,900 ↓ 49%
Home Value
$755,900 ↑ 96%
$1,478/mo ↓ 35%
Owner Costs
$2,284/mo ↑ 55%
221,774
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

26.9%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Concord, CA, the overall cost of living indices are 109 and 187 respectively (national median = 100). Rent is $793/month cheaper in San Bernardino, saving renters about $9,516/year.

Median household income is $45,207/year higher in Concord. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Bernardino vs Concord — common questions

Is San Bernardino or Concord cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 187 (US average = 100).
What is the rent difference between San Bernardino and Concord?
Median rent in San Bernardino is $1,433/month and in Concord it's $2,226/month — a difference of $793/month.
Which city has higher income, San Bernardino or Concord?
Median household income is $63,988 in San Bernardino and $109,195 in Concord. Median household income is $45,207/year higher in Concord.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Bernardino or Concord?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Concord details →

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