Cost of Living: San Bernardino, CA vs Frisco, TX (2026)

San Bernardino

California
109
VS

Frisco

Texas
162

San Bernardino is 33% cheaper than Frisco.

$1,433/mo ↓ 25%
Median Rent
$1,902/mo ↑ 33%
$63,988/yr ↓ 56%
Median Income
$146,158/yr ↑ 128%
$384,900 ↓ 35%
Home Value
$595,400 ↑ 55%
$1,478/mo ↓ 38%
Owner Costs
$2,389/mo ↑ 62%
221,774
Population
210,238

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

26.9%
rent-to-income
Affordability
15.6%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Frisco, TX, the overall cost of living indices are 109 and 162 respectively (national median = 100). Rent is $469/month cheaper in San Bernardino, saving renters about $5,628/year.

Median household income is $82,170/year higher in Frisco. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $595,400 in Frisco.

Texas has no state income tax, giving Frisco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Bernardino vs Frisco — common questions

Is San Bernardino or Frisco cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 162 (US average = 100).
What is the rent difference between San Bernardino and Frisco?
Median rent in San Bernardino is $1,433/month and in Frisco it's $1,902/month — a difference of $469/month.
Which city has higher income, San Bernardino or Frisco?
Median household income is $63,988 in San Bernardino and $146,158 in Frisco. Median household income is $82,170/year higher in Frisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Bernardino or Frisco?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Frisco has a cost index of 162 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Frisco details →

More Comparisons

Other cost of living comparisons for San Bernardino and Frisco

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