Cost of Living: San Bernardino, CA vs Miami Gardens, FL (2026)

San Bernardino

California
109
VS

Miami Gardens

Florida
115

San Bernardino is 5% cheaper than Miami Gardens.

$1,433/mo ↓ 16%
Median Rent
$1,709/mo ↑ 19%
$63,988/yr ↑ 5%
Median Income
$60,979/yr ↓ 5%
$384,900 ↑ 14%
Home Value
$337,200 ↓ 12%
$1,478/mo ↓ 10%
Owner Costs
$1,640/mo ↑ 11%
221,774
Population
111,264

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.0%
0.71%
Property Tax
0.86%

Affordability

26.9%
rent-to-income
Affordability
33.6%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Miami Gardens, FL, the overall cost of living indices are 109 and 115 respectively (national median = 100). Rent is $276/month cheaper in San Bernardino, saving renters about $3,312/year.

Median household income is $3,009/year higher in San Bernardino. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $337,200 in Miami Gardens.

Florida has no state income tax, giving Miami Gardens residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Bernardino vs Miami Gardens — common questions

Is San Bernardino or Miami Gardens cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 115 (US average = 100).
What is the rent difference between San Bernardino and Miami Gardens?
Median rent in San Bernardino is $1,433/month and in Miami Gardens it's $1,709/month — a difference of $276/month.
Which city has higher income, San Bernardino or Miami Gardens?
Median household income is $63,988 in San Bernardino and $60,979 in Miami Gardens. Median household income is $3,009/year higher in San Bernardino.
How do taxes compare between California and Florida?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to San Bernardino or Miami Gardens?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Miami Gardens has a cost index of 115 with rent of $1,709/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Miami Gardens details →

More Comparisons

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