Cost of Living: San Bernardino, CA vs Midland, TX (2026)

San Bernardino

California
109
VS

Midland

Texas
99

San Bernardino is 10% more expensive than Midland.

$1,433/mo ↑ 2%
Median Rent
$1,407/mo ↓ 2%
$63,988/yr ↓ 30%
Median Income
$91,169/yr ↑ 42%
$384,900 ↑ 29%
Home Value
$298,600 ↓ 22%
$1,478/mo ≈ Same
Owner Costs
$1,468/mo ≈ Same
221,774
Population
133,998

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

26.9%
rent-to-income
Affordability
18.5%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Midland, TX, the overall cost of living indices are 109 and 99 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $27,181/year higher in Midland. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $298,600 in Midland.

Texas has no state income tax, giving Midland residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Bernardino vs Midland — common questions

Is San Bernardino or Midland cheaper to live in?
Based on our cost index, Midland is cheaper to live in with an index of 99 compared to 109 (US average = 100).
What is the rent difference between San Bernardino and Midland?
Median rent in San Bernardino is $1,433/month and in Midland it's $1,407/month — a difference of $26/month.
Which city has higher income, San Bernardino or Midland?
Median household income is $63,988 in San Bernardino and $91,169 in Midland. Median household income is $27,181/year higher in Midland.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Bernardino or Midland?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Midland has a cost index of 99 with rent of $1,407/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Midland details →

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