Cost of Living: San Bernardino, CA vs Moreno Valley, CA (2026)

San Bernardino

California
109
VS

Moreno Valley

California
144

San Bernardino is 24% cheaper than Moreno Valley.

$1,433/mo ↓ 30%
Median Rent
$2,036/mo ↑ 42%
$63,988/yr ↓ 27%
Median Income
$87,477/yr ↑ 37%
$384,900 ↓ 17%
Home Value
$461,400 ↑ 20%
$1,478/mo ↓ 25%
Owner Costs
$1,980/mo ↑ 34%
221,774
Population
210,378

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

26.9%
rent-to-income
Affordability
27.9%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Moreno Valley, CA, the overall cost of living indices are 109 and 144 respectively (national median = 100). Rent is $603/month cheaper in San Bernardino, saving renters about $7,236/year.

Median household income is $23,489/year higher in Moreno Valley. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $461,400 in Moreno Valley.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Bernardino vs Moreno Valley — common questions

Is San Bernardino or Moreno Valley cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 144 (US average = 100).
What is the rent difference between San Bernardino and Moreno Valley?
Median rent in San Bernardino is $1,433/month and in Moreno Valley it's $2,036/month — a difference of $603/month.
Which city has higher income, San Bernardino or Moreno Valley?
Median household income is $63,988 in San Bernardino and $87,477 in Moreno Valley. Median household income is $23,489/year higher in Moreno Valley.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Bernardino or Moreno Valley?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Moreno Valley has a cost index of 144 with rent of $2,036/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Moreno Valley details →

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