Cost of Living: San Bernardino, CA vs Odessa, TX (2026)

San Bernardino

California
109
VS

Odessa

Texas
83

San Bernardino is 31% more expensive than Odessa.

$1,433/mo ↑ 8%
Median Rent
$1,322/mo ↓ 8%
$63,988/yr ↓ 12%
Median Income
$73,030/yr ↑ 14%
$384,900 ↑ 85%
Home Value
$208,000 ↓ 46%
$1,478/mo ↑ 18%
Owner Costs
$1,251/mo ↓ 15%
221,774
Population
114,080

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

26.9%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Odessa, TX, the overall cost of living indices are 109 and 83 respectively (national median = 100). Rent is $111/month cheaper in Odessa, saving renters about $1,332/year.

Median household income is $9,042/year higher in Odessa. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Bernardino vs Odessa — common questions

Is San Bernardino or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 109 (US average = 100).
What is the rent difference between San Bernardino and Odessa?
Median rent in San Bernardino is $1,433/month and in Odessa it's $1,322/month — a difference of $111/month.
Which city has higher income, San Bernardino or Odessa?
Median household income is $63,988 in San Bernardino and $73,030 in Odessa. Median household income is $9,042/year higher in Odessa.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Bernardino or Odessa?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Odessa details →

More Comparisons

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