Cost of Living: San Bernardino, CA vs Oxnard, CA (2026)

San Bernardino

California
109
VS

Oxnard

California
159

San Bernardino is 31% cheaper than Oxnard.

$1,433/mo ↓ 27%
Median Rent
$1,962/mo ↑ 37%
$63,988/yr ↓ 31%
Median Income
$93,372/yr ↑ 46%
$384,900 ↓ 38%
Home Value
$617,800 ↑ 61%
$1,478/mo ↓ 25%
Owner Costs
$1,976/mo ↑ 34%
221,774
Population
201,014

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

26.9%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Oxnard, CA, the overall cost of living indices are 109 and 159 respectively (national median = 100). Rent is $529/month cheaper in San Bernardino, saving renters about $6,348/year.

Median household income is $29,384/year higher in Oxnard. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $617,800 in Oxnard.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Bernardino vs Oxnard — common questions

Is San Bernardino or Oxnard cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 159 (US average = 100).
What is the rent difference between San Bernardino and Oxnard?
Median rent in San Bernardino is $1,433/month and in Oxnard it's $1,962/month — a difference of $529/month.
Which city has higher income, San Bernardino or Oxnard?
Median household income is $63,988 in San Bernardino and $93,372 in Oxnard. Median household income is $29,384/year higher in Oxnard.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Bernardino or Oxnard?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Oxnard has a cost index of 159 with rent of $1,962/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Oxnard details →

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