Cost of Living: San Bernardino, CA vs Richardson, TX (2026)

San Bernardino

California
109
VS

Richardson

Texas
128

San Bernardino is 15% cheaper than Richardson.

$1,433/mo ↓ 21%
Median Rent
$1,825/mo ↑ 27%
$63,988/yr ↓ 34%
Median Income
$96,257/yr ↑ 50%
$384,900 ↓ 5%
Home Value
$405,600 ↑ 5%
$1,478/mo ↓ 18%
Owner Costs
$1,796/mo ↑ 22%
221,774
Population
118,269

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

26.9%
rent-to-income
Affordability
22.8%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Richardson, TX, the overall cost of living indices are 109 and 128 respectively (national median = 100). Rent is $392/month cheaper in San Bernardino, saving renters about $4,704/year.

Median household income is $32,269/year higher in Richardson. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $405,600 in Richardson.

Texas has no state income tax, giving Richardson residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Bernardino vs Richardson — common questions

Is San Bernardino or Richardson cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 128 (US average = 100).
What is the rent difference between San Bernardino and Richardson?
Median rent in San Bernardino is $1,433/month and in Richardson it's $1,825/month — a difference of $392/month.
Which city has higher income, San Bernardino or Richardson?
Median household income is $63,988 in San Bernardino and $96,257 in Richardson. Median household income is $32,269/year higher in Richardson.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Bernardino or Richardson?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Richardson has a cost index of 128 with rent of $1,825/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Richardson details →

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