Cost of Living: San Bernardino, CA vs Rochester, MN (2026)

San Bernardino

California
109
VS

Rochester

Minnesota
93

San Bernardino is 17% more expensive than Rochester.

$1,433/mo ↑ 9%
Median Rent
$1,316/mo ↓ 8%
$63,988/yr ↓ 27%
Median Income
$87,767/yr ↑ 37%
$384,900 ↑ 34%
Home Value
$287,500 ↓ 25%
$1,478/mo ↑ 11%
Owner Costs
$1,332/mo ↓ 10%
221,774
Population
121,638

Tax Comparison

13.3%
Income Tax
9.85%
7.25%
State Sales Tax
6.875%
0.71%
Property Tax
1.11%

Affordability

26.9%
rent-to-income
Affordability
18.0%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Rochester, MN, the overall cost of living indices are 109 and 93 respectively (national median = 100). Rent is $117/month cheaper in Rochester, saving renters about $1,404/year.

Median household income is $23,779/year higher in Rochester. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $287,500 in Rochester.

Minnesota has a lower income tax rate, making Rochester slightly more tax-friendly.

Frequently Asked Questions

San Bernardino vs Rochester — common questions

Is San Bernardino or Rochester cheaper to live in?
Based on our cost index, Rochester is cheaper to live in with an index of 93 compared to 109 (US average = 100).
What is the rent difference between San Bernardino and Rochester?
Median rent in San Bernardino is $1,433/month and in Rochester it's $1,316/month — a difference of $117/month.
Which city has higher income, San Bernardino or Rochester?
Median household income is $63,988 in San Bernardino and $87,767 in Rochester. Median household income is $23,779/year higher in Rochester.
How do taxes compare between California and Minnesota?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Minnesota has 9.85% income tax, 6.875% sales tax, and 1.11% property tax.
Should I move to San Bernardino or Rochester?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Rochester has a cost index of 93 with rent of $1,316/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Rochester details →

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