Cost of Living: San Bernardino, CA vs Temecula, CA (2026)

San Bernardino

California
109
VS

Temecula

California
179

San Bernardino is 70% cheaper than Temecula.

$1,433/mo ↓ 38%
Median Rent
$2,297/mo ↑ 60%
$63,988/yr ↓ 46%
Median Income
$117,840/yr ↑ 84%
$384,900 ↓ 40%
Home Value
$640,400 ↑ 66%
$1,478/mo ↓ 39%
Owner Costs
$2,435/mo ↑ 65%
221,774
Population
110,404

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

26.9%
rent-to-income
Affordability
23.4%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Temecula, CA, the overall cost of living indices are 109 and 179 respectively (national median = 100). Rent is $864/month cheaper in San Bernardino, saving renters about $10,368/year.

Median household income is $53,852/year higher in Temecula. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $640,400 in Temecula.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Bernardino vs Temecula — common questions

Is San Bernardino or Temecula cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 179 (US average = 100).
What is the rent difference between San Bernardino and Temecula?
Median rent in San Bernardino is $1,433/month and in Temecula it's $2,297/month — a difference of $864/month.
Which city has higher income, San Bernardino or Temecula?
Median household income is $63,988 in San Bernardino and $117,840 in Temecula. Median household income is $53,852/year higher in Temecula.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Bernardino or Temecula?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Temecula has a cost index of 179 with rent of $2,297/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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