Cost of Living: San Bernardino, CA vs Westminster, CO (2026)

San Bernardino

California
109
VS

Westminster

Colorado
139

San Bernardino is 22% cheaper than Westminster.

$1,433/mo ↓ 21%
Median Rent
$1,816/mo ↑ 27%
$63,988/yr ↓ 33%
Median Income
$96,145/yr ↑ 50%
$384,900 ↓ 23%
Home Value
$497,400 ↑ 29%
$1,478/mo ↓ 20%
Owner Costs
$1,841/mo ↑ 25%
221,774
Population
115,546

Tax Comparison

13.3%
Income Tax
4.4%
7.25%
State Sales Tax
2.9%
0.71%
Property Tax
0.51%

Affordability

26.9%
rent-to-income
Affordability
22.7%
rent-to-income

Detailed Comparison

When comparing San Bernardino, CA and Westminster, CO, the overall cost of living indices are 109 and 139 respectively (national median = 100). Rent is $383/month cheaper in San Bernardino, saving renters about $4,596/year.

Median household income is $32,157/year higher in Westminster. Home values also differ significantly — the median in San Bernardino is $384,900 compared to $497,400 in Westminster.

Colorado has a lower income tax rate, making Westminster slightly more tax-friendly.

Frequently Asked Questions

San Bernardino vs Westminster — common questions

Is San Bernardino or Westminster cheaper to live in?
Based on our cost index, San Bernardino is cheaper to live in with an index of 109 compared to 139 (US average = 100).
What is the rent difference between San Bernardino and Westminster?
Median rent in San Bernardino is $1,433/month and in Westminster it's $1,816/month — a difference of $383/month.
Which city has higher income, San Bernardino or Westminster?
Median household income is $63,988 in San Bernardino and $96,145 in Westminster. Median household income is $32,157/year higher in Westminster.
How do taxes compare between California and Colorado?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to San Bernardino or Westminster?
It depends on your priorities. San Bernardino has a cost index of 109 with median rent of $1,433/mo, while Westminster has a cost index of 139 with rent of $1,816/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Bernardino details → View Westminster details →

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