Cost of Living: San Diego, CA vs Concord, CA (2026)

San Diego

California
197
VS

Concord

California
187

San Diego is 5% more expensive than Concord.

$2,223/mo ≈ Same
Median Rent
$2,226/mo ≈ Same
$104,321/yr ↓ 4%
Median Income
$109,195/yr ↑ 5%
$848,500 ↑ 12%
Home Value
$755,900 ↓ 11%
$2,308/mo ↑ 1%
Owner Costs
$2,284/mo ↓ 1%
1,385,061
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.6%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing San Diego, CA and Concord, CA, the overall cost of living indices are 197 and 187 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $4,874/year higher in Concord. Home values also differ significantly — the median in San Diego is $848,500 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Diego vs Concord — common questions

Is San Diego or Concord cheaper to live in?
Based on our cost index, Concord is cheaper to live in with an index of 187 compared to 197 (US average = 100).
What is the rent difference between San Diego and Concord?
Median rent in San Diego is $2,223/month and in Concord it's $2,226/month — a difference of $3/month.
Which city has higher income, San Diego or Concord?
Median household income is $104,321 in San Diego and $109,195 in Concord. Median household income is $4,874/year higher in Concord.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Diego or Concord?
It depends on your priorities. San Diego has a cost index of 197 with median rent of $2,223/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Diego details → View Concord details →

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