Cost of Living: San Diego, CA vs Irvine, CA (2026)

San Diego

California
197
VS

Irvine

California
256

San Diego is 23% cheaper than Irvine.

$2,223/mo ↓ 23%
Median Rent
$2,893/mo ↑ 30%
$104,321/yr ↓ 20%
Median Income
$129,647/yr ↑ 24%
$848,500 ↓ 24%
Home Value
$1,115,400 ↑ 31%
$2,308/mo ↓ 21%
Owner Costs
$2,904/mo ↑ 26%
1,385,061
Population
308,160

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.6%
rent-to-income
Affordability
26.8%
rent-to-income

Detailed Comparison

When comparing San Diego, CA and Irvine, CA, the overall cost of living indices are 197 and 256 respectively (national median = 100). Rent is $670/month cheaper in San Diego, saving renters about $8,040/year.

Median household income is $25,326/year higher in Irvine. Home values also differ significantly — the median in San Diego is $848,500 compared to $1,115,400 in Irvine.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Diego vs Irvine — common questions

Is San Diego or Irvine cheaper to live in?
Based on our cost index, San Diego is cheaper to live in with an index of 197 compared to 256 (US average = 100).
What is the rent difference between San Diego and Irvine?
Median rent in San Diego is $2,223/month and in Irvine it's $2,893/month — a difference of $670/month.
Which city has higher income, San Diego or Irvine?
Median household income is $104,321 in San Diego and $129,647 in Irvine. Median household income is $25,326/year higher in Irvine.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Diego or Irvine?
It depends on your priorities. San Diego has a cost index of 197 with median rent of $2,223/mo, while Irvine has a cost index of 256 with rent of $2,893/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Diego details → View Irvine details →

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