Cost of Living: San Diego, CA vs Richmond, VA (2026)

San Diego

California
197
VS

Richmond

Virginia
98

San Diego is 101% more expensive than Richmond.

$2,223/mo ↑ 69%
Median Rent
$1,314/mo ↓ 41%
$104,321/yr ↑ 66%
Median Income
$62,671/yr ↓ 40%
$848,500 ↑ 159%
Home Value
$328,100 ↓ 61%
$2,308/mo ↑ 68%
Owner Costs
$1,374/mo ↓ 40%
1,385,061
Population
227,595

Tax Comparison

13.3%
Income Tax
5.75%
7.25%
State Sales Tax
5.3%
0.71%
Property Tax
0.8%

Affordability

25.6%
rent-to-income
Affordability
25.2%
rent-to-income

Detailed Comparison

When comparing San Diego, CA and Richmond, VA, the overall cost of living indices are 197 and 98 respectively (national median = 100). Rent is $909/month cheaper in Richmond, saving renters about $10,908/year.

Median household income is $41,650/year higher in San Diego. Home values also differ significantly — the median in San Diego is $848,500 compared to $328,100 in Richmond.

Virginia has a lower income tax rate, making Richmond slightly more tax-friendly.

Frequently Asked Questions

San Diego vs Richmond — common questions

Is San Diego or Richmond cheaper to live in?
Based on our cost index, Richmond is cheaper to live in with an index of 98 compared to 197 (US average = 100).
What is the rent difference between San Diego and Richmond?
Median rent in San Diego is $2,223/month and in Richmond it's $1,314/month — a difference of $909/month.
Which city has higher income, San Diego or Richmond?
Median household income is $104,321 in San Diego and $62,671 in Richmond. Median household income is $41,650/year higher in San Diego.
How do taxes compare between California and Virginia?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Virginia has 5.75% income tax, 5.3% sales tax, and 0.8% property tax.
Should I move to San Diego or Richmond?
It depends on your priorities. San Diego has a cost index of 197 with median rent of $2,223/mo, while Richmond has a cost index of 98 with rent of $1,314/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Diego details → View Richmond details →

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