Cost of Living: San Jose, CA vs Concord, CA (2026)

San Jose

California
254
VS

Concord

California
187

San Jose is 36% more expensive than Concord.

$2,617/mo ↑ 18%
Median Rent
$2,226/mo ↓ 15%
$141,565/yr ↑ 30%
Median Income
$109,195/yr ↓ 23%
$1,187,800 ↑ 57%
Home Value
$755,900 ↓ 36%
$2,775/mo ↑ 21%
Owner Costs
$2,284/mo ↓ 18%
990,054
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

22.2%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing San Jose, CA and Concord, CA, the overall cost of living indices are 254 and 187 respectively (national median = 100). Rent is $391/month cheaper in Concord, saving renters about $4,692/year.

Median household income is $32,370/year higher in San Jose. Home values also differ significantly — the median in San Jose is $1,187,800 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

San Jose vs Concord — common questions

Is San Jose or Concord cheaper to live in?
Based on our cost index, Concord is cheaper to live in with an index of 187 compared to 254 (US average = 100).
What is the rent difference between San Jose and Concord?
Median rent in San Jose is $2,617/month and in Concord it's $2,226/month — a difference of $391/month.
Which city has higher income, San Jose or Concord?
Median household income is $141,565 in San Jose and $109,195 in Concord. Median household income is $32,370/year higher in San Jose.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to San Jose or Concord?
It depends on your priorities. San Jose has a cost index of 254 with median rent of $2,617/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Jose details → View Concord details →

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