Cost of Living: San Jose, CA vs Frisco, TX (2026)

San Jose

California
254
VS

Frisco

Texas
162

San Jose is 57% more expensive than Frisco.

$2,617/mo ↑ 38%
Median Rent
$1,902/mo ↓ 27%
$141,565/yr ↓ 3%
Median Income
$146,158/yr ↑ 3%
$1,187,800 ↑ 99%
Home Value
$595,400 ↓ 50%
$2,775/mo ↑ 16%
Owner Costs
$2,389/mo ↓ 14%
990,054
Population
210,238

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

22.2%
rent-to-income
Affordability
15.6%
rent-to-income

Detailed Comparison

When comparing San Jose, CA and Frisco, TX, the overall cost of living indices are 254 and 162 respectively (national median = 100). Rent is $715/month cheaper in Frisco, saving renters about $8,580/year.

Median household income is $4,593/year higher in Frisco. Home values also differ significantly — the median in San Jose is $1,187,800 compared to $595,400 in Frisco.

Texas has no state income tax, giving Frisco residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

San Jose vs Frisco — common questions

Is San Jose or Frisco cheaper to live in?
Based on our cost index, Frisco is cheaper to live in with an index of 162 compared to 254 (US average = 100).
What is the rent difference between San Jose and Frisco?
Median rent in San Jose is $2,617/month and in Frisco it's $1,902/month — a difference of $715/month.
Which city has higher income, San Jose or Frisco?
Median household income is $141,565 in San Jose and $146,158 in Frisco. Median household income is $4,593/year higher in Frisco.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to San Jose or Frisco?
It depends on your priorities. San Jose has a cost index of 254 with median rent of $2,617/mo, while Frisco has a cost index of 162 with rent of $1,902/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Jose details → View Frisco details →

More Comparisons

Other cost of living comparisons for San Jose and Frisco

San Jose vs. Dallas San Jose vs. Austin San Jose vs. San Diego San Jose vs. Jacksonville San Jose vs. San Antonio San Jose vs. Fort Worth Frisco vs. Moreno Valley Frisco vs. Rochester Frisco vs. Fontana Frisco vs. Fayetteville Frisco vs. Des Moines Frisco vs. Yonkers