Cost of Living: San Jose, CA vs Toledo, OH (2026)

San Jose

California
254
VS

Toledo

Ohio
52

San Jose is 388% more expensive than Toledo.

$2,617/mo ↑ 197%
Median Rent
$880/mo ↓ 66%
$141,565/yr ↑ 198%
Median Income
$47,532/yr ↓ 66%
$1,187,800 ↑ 1010%
Home Value
$107,000 ↓ 91%
$2,775/mo ↑ 224%
Owner Costs
$856/mo ↓ 69%
990,054
Population
268,461

Tax Comparison

13.3%
Income Tax
3.5%
7.25%
State Sales Tax
5.75%
0.71%
Property Tax
1.53%

Affordability

22.2%
rent-to-income
Affordability
22.2%
rent-to-income

Detailed Comparison

When comparing San Jose, CA and Toledo, OH, the overall cost of living indices are 254 and 52 respectively (national median = 100). Rent is $1,737/month cheaper in Toledo, saving renters about $20,844/year.

Median household income is $94,033/year higher in San Jose. Home values also differ significantly — the median in San Jose is $1,187,800 compared to $107,000 in Toledo.

Ohio has a lower income tax rate, making Toledo slightly more tax-friendly.

Frequently Asked Questions

San Jose vs Toledo — common questions

Is San Jose or Toledo cheaper to live in?
Based on our cost index, Toledo is cheaper to live in with an index of 52 compared to 254 (US average = 100).
What is the rent difference between San Jose and Toledo?
Median rent in San Jose is $2,617/month and in Toledo it's $880/month — a difference of $1,737/month.
Which city has higher income, San Jose or Toledo?
Median household income is $141,565 in San Jose and $47,532 in Toledo. Median household income is $94,033/year higher in San Jose.
How do taxes compare between California and Ohio?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Ohio has 3.5% income tax, 5.75% sales tax, and 1.53% property tax.
Should I move to San Jose or Toledo?
It depends on your priorities. San Jose has a cost index of 254 with median rent of $2,617/mo, while Toledo has a cost index of 52 with rent of $880/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View San Jose details → View Toledo details →

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