Cost of Living: Santa Clara, CA vs Concord, CA (2026)

Santa Clara

California
307
VS

Concord

California
187

Santa Clara is 64% more expensive than Concord.

$2,985/mo ↑ 34%
Median Rent
$2,226/mo ↓ 25%
$173,670/yr ↑ 59%
Median Income
$109,195/yr ↓ 37%
$1,527,900 ↑ 102%
Home Value
$755,900 ↓ 51%
$3,051/mo ↑ 34%
Owner Costs
$2,284/mo ↓ 25%
129,239
Population
124,260

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

20.6%
rent-to-income
Affordability
24.5%
rent-to-income

Detailed Comparison

When comparing Santa Clara, CA and Concord, CA, the overall cost of living indices are 307 and 187 respectively (national median = 100). Rent is $759/month cheaper in Concord, saving renters about $9,108/year.

Median household income is $64,475/year higher in Santa Clara. Home values also differ significantly — the median in Santa Clara is $1,527,900 compared to $755,900 in Concord.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Santa Clara vs Concord — common questions

Is Santa Clara or Concord cheaper to live in?
Based on our cost index, Concord is cheaper to live in with an index of 187 compared to 307 (US average = 100).
What is the rent difference between Santa Clara and Concord?
Median rent in Santa Clara is $2,985/month and in Concord it's $2,226/month — a difference of $759/month.
Which city has higher income, Santa Clara or Concord?
Median household income is $173,670 in Santa Clara and $109,195 in Concord. Median household income is $64,475/year higher in Santa Clara.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Santa Clara or Concord?
It depends on your priorities. Santa Clara has a cost index of 307 with median rent of $2,985/mo, while Concord has a cost index of 187 with rent of $2,226/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Santa Clara details → View Concord details →

More Comparisons

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