Cost of Living: Santa Rosa, CA vs Downey, CA (2026)

Santa Rosa

California
172
VS

Downey

California
169

Santa Rosa is 2% more expensive than Downey.

$2,084/mo ↑ 10%
Median Rent
$1,892/mo ↓ 9%
$97,410/yr ↑ 11%
Median Income
$87,400/yr ↓ 10%
$685,000 ↓ 6%
Home Value
$728,500 ↑ 6%
$2,130/mo ↑ 7%
Owner Costs
$1,997/mo ↓ 6%
177,216
Population
111,793

Tax Comparison

13.3%
Income Tax
13.3%
7.25%
State Sales Tax
7.25%
0.71%
Property Tax
0.71%

Affordability

25.7%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Santa Rosa, CA and Downey, CA, the overall cost of living indices are 172 and 169 respectively (national median = 100). Rent is $192/month cheaper in Downey, saving renters about $2,304/year.

Median household income is $10,010/year higher in Santa Rosa. Home values also differ significantly — the median in Santa Rosa is $685,000 compared to $728,500 in Downey.

Both cities share the same state tax structure since they are in California.

Frequently Asked Questions

Santa Rosa vs Downey — common questions

Is Santa Rosa or Downey cheaper to live in?
Based on our cost index, Downey is cheaper to live in with an index of 169 compared to 172 (US average = 100).
What is the rent difference between Santa Rosa and Downey?
Median rent in Santa Rosa is $2,084/month and in Downey it's $1,892/month — a difference of $192/month.
Which city has higher income, Santa Rosa or Downey?
Median household income is $97,410 in Santa Rosa and $87,400 in Downey. Median household income is $10,010/year higher in Santa Rosa.
How do taxes compare between California and California?
Both cities are in California and share the same state tax rates: 13.3% income tax, 7.25% sales tax, and 0.71% property tax.
Should I move to Santa Rosa or Downey?
It depends on your priorities. Santa Rosa has a cost index of 172 with median rent of $2,084/mo, while Downey has a cost index of 169 with rent of $1,892/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Santa Rosa details → View Downey details →

More Comparisons

Other cost of living comparisons for Santa Rosa and Downey

Santa Rosa vs. Elk Grove Santa Rosa vs. Cary Santa Rosa vs. Eugene Santa Rosa vs. Salem Santa Rosa vs. Ontario Santa Rosa vs. Rancho Cucamonga Downey vs. Peoria Downey vs. Murrieta Downey vs. Pompano Beach Downey vs. Pueblo Downey vs. Lansing Downey vs. Miami Gardens