Cost of Living: Simi Valley, CA vs Odessa, TX (2026)

Simi Valley

California
200
VS

Odessa

Texas
83

Simi Valley is 141% more expensive than Odessa.

$2,513/mo ↑ 90%
Median Rent
$1,322/mo ↓ 47%
$117,703/yr ↑ 61%
Median Income
$73,030/yr ↓ 38%
$753,500 ↑ 262%
Home Value
$208,000 ↓ 72%
$2,576/mo ↑ 106%
Owner Costs
$1,251/mo ↓ 51%
125,769
Population
114,080

Tax Comparison

13.3%
Income Tax
0%
7.25%
State Sales Tax
6.25%
0.71%
Property Tax
1.6%

Affordability

25.6%
rent-to-income
Affordability
21.7%
rent-to-income

Detailed Comparison

When comparing Simi Valley, CA and Odessa, TX, the overall cost of living indices are 200 and 83 respectively (national median = 100). Rent is $1,191/month cheaper in Odessa, saving renters about $14,292/year.

Median household income is $44,673/year higher in Simi Valley. Home values also differ significantly — the median in Simi Valley is $753,500 compared to $208,000 in Odessa.

Texas has no state income tax, giving Odessa residents a significant tax advantage over California's 13.3% rate.

Frequently Asked Questions

Simi Valley vs Odessa — common questions

Is Simi Valley or Odessa cheaper to live in?
Based on our cost index, Odessa is cheaper to live in with an index of 83 compared to 200 (US average = 100).
What is the rent difference between Simi Valley and Odessa?
Median rent in Simi Valley is $2,513/month and in Odessa it's $1,322/month — a difference of $1,191/month.
Which city has higher income, Simi Valley or Odessa?
Median household income is $117,703 in Simi Valley and $73,030 in Odessa. Median household income is $44,673/year higher in Simi Valley.
How do taxes compare between California and Texas?
California has 13.3% income tax, 7.25% sales tax, and 0.71% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Simi Valley or Odessa?
It depends on your priorities. Simi Valley has a cost index of 200 with median rent of $2,513/mo, while Odessa has a cost index of 83 with rent of $1,322/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Simi Valley details → View Odessa details →

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