Cost of Living: Sioux Falls, SD vs Cambridge, MA (2026)

Sioux Falls

South Dakota
78
VS

Cambridge

Massachusetts
239

Sioux Falls is 67% cheaper than Cambridge.

$993/mo ↓ 64%
Median Rent
$2,742/mo ↑ 176%
$74,714/yr ↓ 41%
Median Income
$126,469/yr ↑ 69%
$271,400 ↓ 74%
Home Value
$1,040,500 ↑ 283%
$1,122/mo ↓ 57%
Owner Costs
$2,634/mo ↑ 135%
197,642
Population
117,794

Tax Comparison

0%
Income Tax
9.0%
4.2%
State Sales Tax
6.25%
1.28%
Property Tax
1.15%

Affordability

15.9%
rent-to-income
Affordability
26.0%
rent-to-income

Detailed Comparison

When comparing Sioux Falls, SD and Cambridge, MA, the overall cost of living indices are 78 and 239 respectively (national median = 100). Rent is $1,749/month cheaper in Sioux Falls, saving renters about $20,988/year.

Median household income is $51,755/year higher in Cambridge. Home values also differ significantly — the median in Sioux Falls is $271,400 compared to $1,040,500 in Cambridge.

South Dakota has no state income tax, giving Sioux Falls residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Sioux Falls vs Cambridge — common questions

Is Sioux Falls or Cambridge cheaper to live in?
Based on our cost index, Sioux Falls is cheaper to live in with an index of 78 compared to 239 (US average = 100).
What is the rent difference between Sioux Falls and Cambridge?
Median rent in Sioux Falls is $993/month and in Cambridge it's $2,742/month — a difference of $1,749/month.
Which city has higher income, Sioux Falls or Cambridge?
Median household income is $74,714 in Sioux Falls and $126,469 in Cambridge. Median household income is $51,755/year higher in Cambridge.
How do taxes compare between South Dakota and Massachusetts?
South Dakota has 0% income tax, 4.2% sales tax, and 1.28% property tax. Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax.
Should I move to Sioux Falls or Cambridge?
It depends on your priorities. Sioux Falls has a cost index of 78 with median rent of $993/mo, while Cambridge has a cost index of 239 with rent of $2,742/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Sioux Falls details → View Cambridge details →

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