Cost of Living: Spring Hill, FL vs Clearwater, FL (2026)

Spring Hill

Florida
85
VS

Clearwater

Florida
105

Spring Hill is 19% cheaper than Clearwater.

$1,301/mo ↓ 15%
Median Rent
$1,539/mo ↑ 18%
$66,557/yr ↑ 3%
Median Income
$64,440/yr ↓ 3%
$248,400 ↓ 24%
Home Value
$326,100 ↑ 31%
$1,153/mo ↓ 18%
Owner Costs
$1,411/mo ↑ 22%
118,814
Population
117,075

Tax Comparison

0%
Income Tax
0%
6.0%
State Sales Tax
6.0%
0.86%
Property Tax
0.86%

Affordability

23.5%
rent-to-income
Affordability
28.7%
rent-to-income

Detailed Comparison

When comparing Spring Hill, FL and Clearwater, FL, the overall cost of living indices are 85 and 105 respectively (national median = 100). Rent is $238/month cheaper in Spring Hill, saving renters about $2,856/year.

Median household income is $2,117/year higher in Spring Hill. Home values also differ significantly — the median in Spring Hill is $248,400 compared to $326,100 in Clearwater.

Both cities share the same state tax structure since they are in Florida.

Frequently Asked Questions

Spring Hill vs Clearwater — common questions

Is Spring Hill or Clearwater cheaper to live in?
Based on our cost index, Spring Hill is cheaper to live in with an index of 85 compared to 105 (US average = 100).
What is the rent difference between Spring Hill and Clearwater?
Median rent in Spring Hill is $1,301/month and in Clearwater it's $1,539/month — a difference of $238/month.
Which city has higher income, Spring Hill or Clearwater?
Median household income is $66,557 in Spring Hill and $64,440 in Clearwater. Median household income is $2,117/year higher in Spring Hill.
How do taxes compare between Florida and Florida?
Both cities are in Florida and share the same state tax rates: 0% income tax, 6.0% sales tax, and 0.86% property tax.
Should I move to Spring Hill or Clearwater?
It depends on your priorities. Spring Hill has a cost index of 85 with median rent of $1,301/mo, while Clearwater has a cost index of 105 with rent of $1,539/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Spring Hill details → View Clearwater details →

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