Cost of Living: Spring Hill, FL vs Springfield, IL (2026)

Spring Hill

Florida
85
VS

Springfield

Illinois
61

Spring Hill is 39% more expensive than Springfield.

$1,301/mo ↑ 38%
Median Rent
$945/mo ↓ 27%
$66,557/yr ↑ 2%
Median Income
$65,537/yr ↓ 2%
$248,400 ↑ 60%
Home Value
$155,200 ↓ 38%
$1,153/mo ↑ 18%
Owner Costs
$974/mo ↓ 16%
118,814
Population
113,714

Tax Comparison

0%
Income Tax
4.95%
6.0%
State Sales Tax
6.25%
0.86%
Property Tax
2.07%

Affordability

23.5%
rent-to-income
Affordability
17.3%
rent-to-income

Detailed Comparison

When comparing Spring Hill, FL and Springfield, IL, the overall cost of living indices are 85 and 61 respectively (national median = 100). Rent is $356/month cheaper in Springfield, saving renters about $4,272/year.

Median household income is $1,020/year higher in Spring Hill. Home values also differ significantly — the median in Spring Hill is $248,400 compared to $155,200 in Springfield.

Florida has no state income tax, giving Spring Hill residents a significant tax advantage over Illinois's 4.95% rate.

Frequently Asked Questions

Spring Hill vs Springfield — common questions

Is Spring Hill or Springfield cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 85 (US average = 100).
What is the rent difference between Spring Hill and Springfield?
Median rent in Spring Hill is $1,301/month and in Springfield it's $945/month — a difference of $356/month.
Which city has higher income, Spring Hill or Springfield?
Median household income is $66,557 in Spring Hill and $65,537 in Springfield. Median household income is $1,020/year higher in Spring Hill.
How do taxes compare between Florida and Illinois?
Florida has 0% income tax, 6.0% sales tax, and 0.86% property tax. Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax.
Should I move to Spring Hill or Springfield?
It depends on your priorities. Spring Hill has a cost index of 85 with median rent of $1,301/mo, while Springfield has a cost index of 61 with rent of $945/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
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