Cost of Living: Springfield, IL vs Dearborn, MI (2026)

Springfield

Illinois
61
VS

Dearborn

Michigan
79

Springfield is 23% cheaper than Dearborn.

$945/mo ↓ 25%
Median Rent
$1,264/mo ↑ 34%
$65,537/yr ≈ Same
Median Income
$65,192/yr ≈ Same
$155,200 ↓ 25%
Home Value
$205,900 ↑ 33%
$974/mo ↓ 17%
Owner Costs
$1,174/mo ↑ 21%
113,714
Population
107,846

Tax Comparison

4.95%
Income Tax
4.25%
6.25%
State Sales Tax
6.0%
2.07%
Property Tax
1.38%

Affordability

17.3%
rent-to-income
Affordability
23.3%
rent-to-income

Detailed Comparison

When comparing Springfield, IL and Dearborn, MI, the overall cost of living indices are 61 and 79 respectively (national median = 100). Rent is $319/month cheaper in Springfield, saving renters about $3,828/year.

Median household income is $345/year higher in Springfield. Home values also differ significantly — the median in Springfield is $155,200 compared to $205,900 in Dearborn.

Michigan has a lower income tax rate, making Dearborn slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Dearborn — common questions

Is Springfield or Dearborn cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 61 compared to 79 (US average = 100).
What is the rent difference between Springfield and Dearborn?
Median rent in Springfield is $945/month and in Dearborn it's $1,264/month — a difference of $319/month.
Which city has higher income, Springfield or Dearborn?
Median household income is $65,537 in Springfield and $65,192 in Dearborn. Median household income is $345/year higher in Springfield.
How do taxes compare between Illinois and Michigan?
Illinois has 4.95% income tax, 6.25% sales tax, and 2.07% property tax. Michigan has 4.25% income tax, 6.0% sales tax, and 1.38% property tax.
Should I move to Springfield or Dearborn?
It depends on your priorities. Springfield has a cost index of 61 with median rent of $945/mo, while Dearborn has a cost index of 79 with rent of $1,264/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Dearborn details →

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