Cost of Living: Springfield, MA vs Arvada, CO (2026)

Springfield

Massachusetts
79
VS

Arvada

Colorado
152

Springfield is 48% cheaper than Arvada.

$1,114/mo ↓ 38%
Median Rent
$1,802/mo ↑ 62%
$51,339/yr ↓ 55%
Median Income
$113,396/yr ↑ 121%
$222,700 ↓ 63%
Home Value
$600,800 ↑ 170%
$1,276/mo ↓ 34%
Owner Costs
$1,948/mo ↑ 53%
154,751
Population
122,835

Tax Comparison

9.0%
Income Tax
4.4%
6.25%
State Sales Tax
2.9%
1.15%
Property Tax
0.51%

Affordability

26.0%
rent-to-income
Affordability
19.1%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Arvada, CO, the overall cost of living indices are 79 and 152 respectively (national median = 100). Rent is $688/month cheaper in Springfield, saving renters about $8,256/year.

Median household income is $62,057/year higher in Arvada. Home values also differ significantly — the median in Springfield is $222,700 compared to $600,800 in Arvada.

Colorado has a lower income tax rate, making Arvada slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Arvada — common questions

Is Springfield or Arvada cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 152 (US average = 100).
What is the rent difference between Springfield and Arvada?
Median rent in Springfield is $1,114/month and in Arvada it's $1,802/month — a difference of $688/month.
Which city has higher income, Springfield or Arvada?
Median household income is $51,339 in Springfield and $113,396 in Arvada. Median household income is $62,057/year higher in Arvada.
How do taxes compare between Massachusetts and Colorado?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Colorado has 4.4% income tax, 2.9% sales tax, and 0.51% property tax.
Should I move to Springfield or Arvada?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Arvada has a cost index of 152 with rent of $1,802/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Arvada details →

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