Cost of Living: Springfield, MA vs Billings, MT (2026)

Springfield

Massachusetts
79
VS

Billings

Montana
86

Springfield is 8% cheaper than Billings.

$1,114/mo ↑ 2%
Median Rent
$1,097/mo ↓ 2%
$51,339/yr ↓ 29%
Median Income
$71,855/yr ↑ 40%
$222,700 ↓ 29%
Home Value
$311,800 ↑ 40%
$1,276/mo ↑ 8%
Owner Costs
$1,177/mo ↓ 8%
154,751
Population
118,321

Tax Comparison

9.0%
Income Tax
6.75%
6.25%
State Sales Tax
0%
1.15%
Property Tax
0.74%

Affordability

26.0%
rent-to-income
Affordability
18.3%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Billings, MT, the overall cost of living indices are 79 and 86 respectively (national median = 100). Rent is comparable in both cities, with less than $50/month separating them.

Median household income is $20,516/year higher in Billings. Home values also differ significantly — the median in Springfield is $222,700 compared to $311,800 in Billings.

Montana has a lower income tax rate, making Billings slightly more tax-friendly.

Frequently Asked Questions

Springfield vs Billings — common questions

Is Springfield or Billings cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 86 (US average = 100).
What is the rent difference between Springfield and Billings?
Median rent in Springfield is $1,114/month and in Billings it's $1,097/month — a difference of $17/month.
Which city has higher income, Springfield or Billings?
Median household income is $51,339 in Springfield and $71,855 in Billings. Median household income is $20,516/year higher in Billings.
How do taxes compare between Massachusetts and Montana?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Montana has 6.75% income tax, 0% sales tax, and 0.74% property tax.
Should I move to Springfield or Billings?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Billings has a cost index of 86 with rent of $1,097/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Billings details →

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