Cost of Living: Springfield, MA vs Carrollton, TX (2026)

Springfield

Massachusetts
79
VS

Carrollton

Texas
116

Springfield is 32% cheaper than Carrollton.

$1,114/mo ↓ 33%
Median Rent
$1,674/mo ↑ 50%
$51,339/yr ↓ 48%
Median Income
$99,115/yr ↑ 93%
$222,700 ↓ 37%
Home Value
$353,600 ↑ 59%
$1,276/mo ↓ 24%
Owner Costs
$1,689/mo ↑ 32%
154,751
Population
132,741

Tax Comparison

9.0%
Income Tax
0%
6.25%
State Sales Tax
6.25%
1.15%
Property Tax
1.6%

Affordability

26.0%
rent-to-income
Affordability
20.3%
rent-to-income

Detailed Comparison

When comparing Springfield, MA and Carrollton, TX, the overall cost of living indices are 79 and 116 respectively (national median = 100). Rent is $560/month cheaper in Springfield, saving renters about $6,720/year.

Median household income is $47,776/year higher in Carrollton. Home values also differ significantly — the median in Springfield is $222,700 compared to $353,600 in Carrollton.

Texas has no state income tax, giving Carrollton residents a significant tax advantage over Massachusetts's 9.0% rate.

Frequently Asked Questions

Springfield vs Carrollton — common questions

Is Springfield or Carrollton cheaper to live in?
Based on our cost index, Springfield is cheaper to live in with an index of 79 compared to 116 (US average = 100).
What is the rent difference between Springfield and Carrollton?
Median rent in Springfield is $1,114/month and in Carrollton it's $1,674/month — a difference of $560/month.
Which city has higher income, Springfield or Carrollton?
Median household income is $51,339 in Springfield and $99,115 in Carrollton. Median household income is $47,776/year higher in Carrollton.
How do taxes compare between Massachusetts and Texas?
Massachusetts has 9.0% income tax, 6.25% sales tax, and 1.15% property tax. Texas has 0% income tax, 6.25% sales tax, and 1.6% property tax.
Should I move to Springfield or Carrollton?
It depends on your priorities. Springfield has a cost index of 79 with median rent of $1,114/mo, while Carrollton has a cost index of 116 with rent of $1,674/mo. Consider income potential, tax burden, and lifestyle preferences alongside raw cost data.
View Springfield details → View Carrollton details →

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